What happens ...
In just one visit...
We'll create a budget for you that will allow you to spend whatever you can afford. It'll give you a clear picture of a day-by-day plan as to how much to pay toward what bills and when. Upon payment, you'll receive a copy of this budget in your preferred format (e.g. Word, Excel, PDF, etc.)
Each session usually takes about an hour, rarely more than two hours.
If YOU can answer these questions...
- What is the amount and due date for every bill you have?
- What is the net check amount of your paycheck?
- When will you get your next paycheck and how often do you receive it?
- How much money do you have in your checking account(s) right now?
WE can answer these questions...
- Are you making enough to pay your bills?
- How much extra money will you have at any time in the future?
- Can you afford to pay extra to any debt?
- How much extra money can you save?
- When can you be out of debt?
- Do you need additional income to survive?
Additional visits...
On-going visits are usually necessary in the following situations:
- Regular monitoring of a determined spending plan.
- Analyzing complex financial information (several bank accounts, investments, etc.)
- Not all financial information is provided in the first visit
- Organizing paperwork or financial data on a computer software system (Quicken, Quickbooks, etc.)
- Financial counseling sessions (sometimes for couples and shop-aholics).